Get Pre-Approved for Your Auto Financing with United Auto Sales by Filling Out Our Online Credit Application

We are proud to be one of the most well-respected used car dealers near Utica, NY. For over 75 years, we have made the people of this region a top priority whenever they walked through our doors. Our team would like to feel like people get some pleasure from keeping their business local, as opposed to going with a major chain that doesn't have ties to the community. United Auto Sales, located at 4994 Commercial Drive in Yorkville, NY, is here to give our customers whatever they need to make their car buying experience fast and convenient. One of the ways we do this is through our online credit application.

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Important Privacy Information

Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.


United Auto Sales of Utica

4994 Commercial Drive
Directions Yorkville, NY 13495

  • Sales: (315) 736-3361
  • Service: (315) 736-3361

What Are the Advantages of Using Our Online Credit Application?

A major reason that most car shoppers enjoy using our online credit application is because it can be done from the comfort of their Rome, NY home. You may not know that most of your car shopping experience at the dealership is spent waiting for your auto financing to be approved. This wait is what causes many people to dread buying a new vehicle.

Our online credit application can do away with much of that downtime. You can fill out this form and have your car financing approved before you even get here from your home in nearby Whitesboro, NY. Filling out the financing application before you leave your home will give the finance center at United Auto Sales some time to work with our network of lending partners to find you the most advantageous financing solution. Best of all, that work can be completed before you show up at our dealership.

How Can I Complete the Online Credit Application?

Completing our online credit application is easy. Also, it won't take up a lot of your time. Our dealership understands that lengthy and complex online forms aren't going to make people want to use them, so we make this as quick and simple as possible.

When you fill out our online financing form, you will be asked some questions that require you to give us some of your personal information, like your social security number. You have no reason to fear. We take your privacy, and the security of your information, very seriously. All of the data you provide comes over encrypted, and the only people who get to see it are the finance professionals at our dealership and their financing partners.

You will also need to provide our team with some information about your employment and income. When all of this data is received, a finance expert from our dealership will begin working with the many banks and credit unions in our network to find you the best financing solution available.

Find Out How United Auto Sales Can Help You with Your Car Shopping

Car shopping can be tough when you don't have an expert hand guiding you through the process. The sales and finance teams at United Auto Sales can be your guides. You can even get assistance from the comfort of your Herkimer, NY home. For example, our dealership offers folks an online payment calculator to help you figure out whether a car you are interested in fits into your budget.

Are you someone with bad credit or no credit at all. We know that folks without perfect credit can run into a lot of dealerships who aren't willing to help. Fortunately, the team at United Auto Sales is here for you. We have a special financing program that is set up to help you find budget-friendly financing solutions. It doesn't matter if you have poor credit or no credit, our finance team is here to support you.

Receive Your Credit Approval from United Auto Sales Today

United Auto Sales, in Yorkville, NY, is here to give you an empowering car shopping experience. It all starts with securing your auto financing with our team of finance professionals. Apply for credit online, so you can discover all of the financing choices our team has for you today.

  1. United Auto Sales of Utica

    4994 Commercial Drive
    Yorkville, NY 13495

    • Sales: (315) 736-3361
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Get in Touch

  • Contact our Sales Department at: (315) 736-3361
  • Monday9:00am - 7:00pm
  • Tuesday9:00am - 7:00pm
  • Wednesday9:00am - 7:00pm
  • Thursday9:00am - 7:00pm
  • Friday9:00am - 6:00pm
  • Saturday9:00am - 5:00pm
  • SundayClosed