Get All Your Auto Financing Made Simple with the United Auto Sales Finance Application

We understand many Utica, NY customers find the whole auto financing process a bit intimidating and dread going through it. They've had bad experiences at other car dealers where they spent much of the time confused and didn't know why they waited so long to get into the finance office. At our dealership, we focus on making everything simple and easy for our customers, so they feel empowered, and not frustrated, by their car financing. Part of this philosophy is the online financing application that United Auto Sales, located at 4994 Commercial Drive in Yorkville, NY, has available for its patrons. Our online finance application will put you in control of your auto financing destiny and streamline the entire process.

The Key to Making Car Financing Easy

There are a lot of Utica, NY customers who state that the aspect of getting a car loan they hate the most is the long wait they've experienced at other used car dealers. Many customers might be interested to know that the wait they are experiencing is often because the finance expert is working with the banks and credit unions to get you the best interest rate and term possible for your situation. This process sometimes requires the finance professional to reach out to his lending partners on the phone and sometimes certain lenders will take a while getting back to them with their decision.

A great way of avoiding this wait is by completing our finance application ahead of coming to the dealership. By doing that, our finance experts can start working with their lending partners before you arrive and have your auto financing completed. Once your car financing is complete, it is easy to come into United Auto Sales, sign your paperwork, and drive off in your next vehicle. The finance application is simple and will take only a few minutes to complete. It will ask you about your personal demographic information, employment history, and has a section for a cosigner if you are planning on using one.

Save Yourself Time!

The finance team at United Auto Sales knows that you have better things to do with your time than spend it waiting at our dealership. Complete the online credit application today and take the first steps toward the most pleasant car financing experience you've ever had.

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**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

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**Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

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Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.